Practical math for the work you do

Know your costs.
Make the numbers work.

146 straightforward calculators for running a business, pricing your work and comparing the next investment.

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The calculator library

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146 calculators · 18 business and trade categories

CALCULATOR 02

Equipment ownership cost per hour

Recover economic ownership and running cost at realistic utilization.

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CALCULATOR 03

Equipment rent vs buy

Find utilization where renting and ownership have equal modeled cost.

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CALCULATOR 06

Equipment total cost of ownership

Compare full cash costs over a chosen ownership horizon.

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CALCULATOR 09

Equipment repair vs replace

Compare discounted future costs of two supplied maintenance alternatives.

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CALCULATOR 12

Equipment downtime cost

Put a supplied lost-contribution value on breakdown and recovery time.

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CALCULATOR 37

Equipment mobilization cost

Budget transport movements and loading from supplied times and costs, without selecting equipment or interpreting permits.

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CALCULATOR 40

Equipment utilization break even

Find annual billable hours needed for an equipment business to cover cost.

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CALCULATOR 46

Equipment minimum rental rate

Find a rental charge that covers owner costs downtime and target margin.

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CALCULATOR 50

Equipment lease vs cash purchase

Compare quoted lease cash flows against cash purchase and resale.

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CALCULATOR 57

Preventive maintenance return

Test whether an assumed reduction in breakdowns pays for a program.

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CALCULATOR 66

Equipment loan payment

Build a fixed-rate equipment loan amortization schedule.

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CALCULATOR 80

Equipment replacement reserve

Find deposits to fund a specified future replacement cash gap.

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Fleet

6 tools
CALCULATOR 07

Service business hourly rate

Recover annual overhead and owner compensation across billable hours.

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CALCULATOR 08

Job profit and margin

Reconcile a completed job using actual revenue and actual costs.

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CALCULATOR 11

Employee loaded hourly cost

Turn user-entered annual compensation and burdens into productive-hour cost.

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CALCULATOR 13

Thirteen week cash forecast

Find weekly cash shortages from user-entered receipts and payments.

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CALCULATOR 15

Markup vs margin

Convert cost and desired gross margin into price without confusing markup.

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CALCULATOR 20

Break even sales

Find units and revenue needed to cover fixed costs.

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CALCULATOR 22

Price increase profit impact

Compare profit before and after a price change with explicit volume loss.

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CALCULATOR 29

Billable utilization

Measure billable capacity and revenue at a supplied billing rate.

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CALCULATOR 44

Cash runway

Estimate months until cash reaches a chosen reserve under constant burn.

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CALCULATOR 55

Discount profit recovery

Find extra volume needed to preserve contribution after a discount.

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CALCULATOR 60

Payment processing fee comparison

Compare user-entered fee schedules for the same transaction mix.

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CALCULATOR 73

Cash conversion cycle

Combine receivable inventory and payable days into cash tied-up time.

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CALCULATOR 75

Accounts receivable collection days

Measure collection speed using average receivables and credit sales.

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CALCULATOR 78

Inventory carrying cost

Price the annual cash burden of holding a specified inventory balance.

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CALCULATOR 79

Supplier early payment discount

Compare the effective annual cost of declining a supplier discount.

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CALCULATOR 84

Customer acquisition payback

Find contribution dollars and months needed to recover acquisition cost.

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Electrical

7 tools
CALCULATOR 19

Rental property cash flow

Reconcile rent vacancy operating costs reserves and debt service.

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CALCULATOR 25

Rental break even occupancy

Find occupancy required to cover specified fixed and variable costs.

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CALCULATOR 34

Property repair replacement reserve

Fund a user-entered list of replacement amounts and dates.

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CALCULATOR 35

Mortgage extra payment savings

Compare payoff time and total interest with and without supplied extra principal payments.

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CALCULATOR 58

Property vacancy loss

Price vacant days and supplied turnover charges without predicting leasing demand.

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CALCULATOR 61

Property net operating income and cap rate

Separate operating return from financing and capital spending.

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CALCULATOR 69

Rental cash on cash return

Compare annual pre-tax cash flow to initial cash invested.

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CALCULATOR 71

Property improvement payback

Test an improvement against supplied rent gain vacancy and operating savings.

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CALCULATOR 81

Rental management fee comparison

Compare quoted fee structures on the same property assumptions.

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CALCULATOR 85

Property debt service coverage

Measure stated NOI against scheduled annual debt service.

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CALCULATOR 88

Owner occupied property annual cost

Budget ownership cash costs with user-supplied bills and reserves.

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CALCULATOR 94

Property operating expense ratio

Benchmark internal expense share without recommending market benchmarks.

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Plumbing

7 tools

Restaurants

10 tools
CALCULATOR 101

Recipe portion cost

Find the ingredient cost of a batch and each sellable portion from package prices and quantities used.

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CALCULATOR 102

Menu price from food cost target

Translate a recipe portion cost and your chosen food-cost share into an illustrative menu price.

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CALCULATOR 103

Restaurant prime cost

See the combined food and beverage cost plus loaded labor cost for the same operating period.

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CALCULATOR 104

Restaurant food inventory usage

Reconcile food stock used over a period rather than treating every purchase as current-period food cost.

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CALCULATOR 105

Restaurant labor cost percentage

Compare the actual loaded labor bill with sales from the same shifts or accounting period.

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CALCULATOR 106

Restaurant sales per labor hour

Measure sales throughput from all paid person-hours, including setup, preparation and closing time.

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CALCULATOR 107

Restaurant table turnover

Measure completed table-service cycles and relate observed party spending to the same service period.

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CALCULATOR 108

Restaurant delivery order contribution

Find what one restaurant delivery sale leaves after entered food, packaging, labor and channel charges.

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CALCULATOR 109

Restaurant food waste cost

Price recorded waste using matching purchased units and paid package costs.

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CALCULATOR 110

Restaurant break even covers

Translate fixed costs into covers per service and check the result against your supplied seating and turn assumptions.

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CALCULATOR 127

Delivery offer net earnings

Evaluate a Spark, DoorDash, Uber, Uber Eats, Roadrunner or other delivery offer using total route distance and elapsed time.

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CALCULATOR 128

Delivery shift net hourly earnings

Calculate shift earnings using all chosen work-session hours and all business miles rather than only app active time.

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CALCULATOR 129

Delivery vehicle cost per total mile

Build an explicit operating-cost estimate from actual fuel and other vehicle expenses over matching recorded mileage.

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CALCULATOR 130

Delivery minimum acceptable offer

Calculate the displayed offer needed to cover a full route and your chosen pre-tax hourly earnings target.

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CALCULATOR 131

Stacked delivery incremental earnings

Assess only the additional pay, detour expense and elapsed time created by adding a delivery to an existing route.

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CALCULATOR 132

Delivery unpaid return trip impact

See how unremunerated travel after a delivery changes the net hourly result of the entire trip.

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CALCULATOR 133

Delivery wait time cost

Separate actual waiting expense from the value of earning capacity that might have been used elsewhere.

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CALCULATOR 134

Delivery additional bonus trip economics

Evaluate remaining trips for an explicitly additional bonus, including extra travel and the available work window.

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CALCULATOR 135

Delivery platform statement reconciliation

Reconcile a driver wallet balance without treating a bank payout as the same thing as earned income.

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CALCULATOR 136

Delivery earnings goal trips and time

Translate your own net earnings goal into whole trips and elapsed work-session time using supplied averages.

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CALCULATOR 137

Construction job budget variance

Track projected final job cost from actual costs to date plus the remaining cost estimate.

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CALCULATOR 138

Construction crew daily cost

Budget one crew workday from supplied staffing hours, all-in labor rates and entered daily job expenses.

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CALCULATOR 139

Construction bid price worksheet

Combine measured labor, quoted total expenses, allocated overhead and an explicit risk allowance into a target-margin bid price.

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CALCULATOR 140

Construction change scope cost impact

Price the cost effect of entered added work, removed-work credits and extra time-related overhead.

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CALCULATOR 141

Construction milestone cash gap

Model actual cash receipts and job payments in chronological periods to find the peak funding needed above a chosen reserve.

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CALCULATOR 142

Construction retention funding cost

Estimate simple carrying cost of entered withheld cash amounts over owner-supplied waiting periods.

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CALCULATOR 143

Construction equipment rental job allocation

Convert one supplied rental quote and its minimum billing block into a job-level equipment expense.

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CALCULATOR 144

Construction schedule overrun overhead

Separate the additional time-related cash expense of a supplied schedule extension from already-budgeted direct work.

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CALCULATOR 145

Construction weekly backlog staffing capacity

Compare planned weekly project labor with supplied available productive person-hours, including a starting ready-work backlog.

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CALCULATOR 146

Construction project contribution per crew day

Normalize a supplied project contribution against the crew-days it occupies to make capacity use visible.

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